We provide advice to employers, together with a full administration framework for the efficient running of Employee Benefits arrangements.

We aim to lift the administration burden from the HR department, dealing with new members, departing members, retirements, transfers in, transfers out and salary amendments.

Our ethos of true independence is especially valuable to our corporate clients. We avoid one-size-fits-all solutions, and if appropriate, can manage all our clients’ existing arrangements.

Your dedicated financial adviser will manage your account, backed up by our highly experienced administration team.

Our service reflects our extensive experience; this is combined with some of the best and most innovative products available to produce the most effective solutions for your Company.

Auto enrolment was phased in over several years, based on the number of employees, so that by 2018 all employers and employees were effected by the process. The table below indicates when employers had to commence auto enrolment:

• The actual contribution levels by both employer and employee themselves are phased in, starting at a low level and increasing over time.
• Employers providing Group Personal Pensions Schemes and Group Stakeholder Pension schemes with contributions to the required level can arrange for these to be qualifying schemes for the purposes of satisfying the requirements.
• All other employers could either establish a qualifying company sponsored pension scheme or subscribe to the new Government pension vehicle known as the National Employers Savings Trust, NEST.
• NEST is intended to be a simple vehicle although does have several restrictions.