Latest News from Morgans

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  The average pension pot in the UK faces a shortfall in retirement

  In April 2019 the basic minimum contribution level for auto enrolment pensions will increase from 5% to 8%, with the employer having to contribute at least 3%. Whilst this is seen as a positive sign for most, this will still not be enough to achieve most retirement goals and likely leave people in the position of suffering a shortfall in retirement.

  A common belief is the state pension and the auto enrolment accumulated funds will cover retirement income needs. But recent research* fo... more

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  36 Million people in the UK without a financial safety net

  Life insurance is not something many people want to consider or even discuss. It can be uncomfortable to talk about and seen as an expense worth avoiding. However, it undoubtedly forms the vital foundation of any well-made financial plan. Without it, a death could leave a family in significant financial difficulty.

  Knowing this, I was shocked recently by a recent study* that found 70% of UK adults have no form of financial protection. Many of those questioned suggested they would simp... more

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